Believe it or not, this charge with the label like “SIREN STORE 22344” on your credit card bill, actually has something to do with Starbucks. Yes, it is a charge from Starbucks, which means it is a legit charge, and you don’t have anything to worry about. But still, let’s go over some details and see why you’re seeing this charge.
What Exactly Is A Merchant Descriptor Anyway?
A merchant descriptor is, to begin with, a payment description that is a distinctive text that can usually be seen next/label to a transaction on the bank or credit card statement. The role of the descriptor is to let you know what you bought, for example, the name of the store or the town it’s in. Hence, it is very easy to recall a cup of coffee or shopping from a particular store. In contrast, if the statement is not specific or clear enough, one may think that the transaction is wrong or a fraud. It’s a good thing that we’ll explain it to you, so everything will become crystal clear for you.
Figuring Out “SIREN STORE 22344”
So, when you see “SIREN STORE 22344” is visual on your account document, do you wonder what it stands for? Well, quite frankly, it’s your bank’s code for the Starbucks Reserve Roastery which is located on Pike Street in Seattle. The name itself might be a bit obscure or weird for simple folks, but that is really the case. At times, it might be changed a bit with “SEATTLE WA” at the end or “POS PURCHASE” in front, yet it’s still certainly the same coffee shop, don’t worry.
Making Sure the Charge Is Legit
Would you like to validate that the SIREN STORE 22344 charge is a part of your coffee visit? It is an easy procedure. Just take the receipt from the Starbucks visit or identify the Starbucks app section with the list of purchases. Then take a glimpse of the date and amount of your bank statement and compare them with the details provided on the receipt or app. If everything is in order, that is your own purchase. In case you used a gift card or mobile app, you can verify the transaction records of those as well. This simple routine will ensure that there will be no problems and that you are on the correct track with your initial idea.
What If The Charge Still Doesn’t Sit Right With You?
What if, however, the payment is made by a process you have no receipt for or you are one hundred per cent certain that you didn’t visit that Starbucks? In this case, you must not lose time and take immediate action. The first thing you should do is contact the customer service team of Starbucks, explain to them the details of the transaction, and ask if they can look into it. You may also want to involve your bank or credit card company, in case the problem persists and you fail to resolve the matter with Starbucks. They will explain to you how to dispute the charge. Moreover, a large number of banks have a policy which says that you are not responsible for unauthorized charges, so you are safe with that.
