You’re correct, the charge label “RJZGYAJS69XXK6R” on your credit card bill doesn’t explain anything. And looking at how many people are out there confused about this charge, we’ll advise you to keep on reading because it may be a legit charge and it somehow is linked to Afterpay.
What Does RJZGYAJS69XXK6R Mean?
RJZGYAJS69XXK6R is the code number that has a unique name printed on your bank statement when you want to know about a particular purchase of the product and the company that has tagged it. Rather than describing the store’s full name, banks opt for such codes to make the rest of the words easily displayed on the statement. For instance, when you have made a purchase through Afterpay, this code will help the bank to link your payment with your order in the Afterpay system.
What Is a Statement Descriptor?
A statement descriptor is a line of text that usually appears beside a number on your bank statement, which consists of the company’s name that represents the transaction, such as Afterpay, and a code like RJZGYAJS69XXK6R that refers to a specific transaction. With this combination, you can easily distinguish your purchase at a later period when you examine your statement. This is literally a reminder sticker/label for the project described in the statement.
Who are the people powering the Afterpay service?
Afterpay is a new kind of service that lets you break up your payment into four equal parts instead of paying the entire amount at one go. It connects with a multitude of e-commerce stores, thus enabling you to get what you want now and giving you the option of paying in a few weeks. The store, in this case, will be paid immediately after you finish the payment process, which will take six weeks. Normally, you’ll notice “AFT” or “Afterpay” on your statement along with codes that indicate the payment details.
Different Ways the Code Might Show Up
Due to the fact that each bank or card issuer follows different patterns of displaying, the description might not be the same all the time. In some instances, the code can start with “Debit: Signature purchase”, or it may be a simple beginning like “AFTERPAY” or a case like with “SAN FRANCISCO CA” at the end. Irrespective of the way it’s printed, the code RZJGXYAJ69XXK6R always remains the part that is the crux of the matter for the bank to be able to understand the Afterpay order, and all the rest is just additional information, for example, where the final processing of the payment took place.
How to Check If RJZGYAJS69XXK6R Is Legit?
If you found this code and you don’t know if it is your item, do not worry, we have a solution for you. First of all, you need to take your receipt or find it in your email and compare the order date and the amount with what is on your statement. In the next step, log in to your Afterpay account and see your purchase history both in the app and on the website. The sum of the charge and the payment date must be the same as in your account. Lastly, in some cases, you may still not recognize the transaction, so you should talk to the customer support of Afterpay by providing your extra information about the transaction.
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Looking for other unknown charges? See our full list here: Unknown Bank Charges List.
