Many of you may make sense of the “QDI QUEST DIAGNOSTICS” charge if you know about Quest Diagnostics in the first place. Well, that is a big diagnostic company right here in the United States, and this charge simply means that you’re being billed by this company. But why exactly? And what is this “QDI” thing in the charge label? Well, to know that, just keep on reading.
What Is The Definition of “QDI”?
First and foremost, the acronym “QDI” equates to Quest Diagnostics Incorporated. One can easily understand that, can’t they? To put it briefly, when either you or your doctor has to order a test, for instance, a blood draw or other lab work, Quest performs it in their labs. Subsequently, Quest is forwarding the bill to your insurance for the part that wasn’t covered, and consequently, they send you a bill as the payee. And that’s why a charge showing QDI has appeared in your bank or credit card statement.
Why Were You Billed for This?
In case you are bothered that the QDI entry was made about the insurance, you should know that it is due to your insurer paying a part of the bill, however, there is still a small part to be paid by you, like a co-pay or the deductible. Quest Diagnostics takes that amount and sends it to your card or bank. The point is that you may have never visited a Quest facility yourself at all. It could be that your doctor sent the necessary sample to them, so you still end up with the QDI charge. Usually, it coincides with the date your sample was collected or processed.
Different Ways the Charge Might Look
Now in different banks or credit cards, this charge can be reflected in a slightly different way. For example, you might see “CHKCARD QDI QUEST DIAGNOSTIC” or “POS PURCHASE QDI QUEST DIAGNOSTIC.” At times, it might be “POS DEBIT QDI QUEST DIAGNOSTIC.” Do not let these changes get you wrong; they are all a part of the same game, and that is Quest Diagnostics. The only thing is to watch out for “QDI” and “QUEST DIAGNOSTIC” to acknowledge the lab bill.
A Quick Review of Quest Diagnostics
The establishment of Quest Diagnostics was in 1967, and today it has got a widespread network in the United States, having over 2,000 sites that can take or process all kinds of samples. They also conduct a variety of tests, from the simplest ones like blood counts to more advanced ones like genetic screenings. So your doctor sends his orders for a test, your sample is sent to one of their labs, they do their job, and then the results are communicated back to the doctor, and a bill is paid by you or your insurance.
Common Causes of QDI Charges
The majority of the times, these charges are due to the insurance covering only a part of the laboratory test that was performed. Perhaps you were assigned a co-payment of $20, or you were in the deductible phase and had to pay the test in full. If the insurance provider refuses to pay due to lack of coverage for a test, the subsequent billing will be performed by Quest, which means you will be liable for the full amount. And there, a QDI charge appears on your report.
