In the first place, a PMUSA charge is usually from the use of the ParkMobile application. This convenient application allows you to make a parking or toll payment directly from your mobile phone without using any paper currency, coins, or notes. One of the ways that ParkMobile charges may appear on your bank statement is as “PMUSA Tolling” or a similar code. In some cases, your bank may even make a small test charge, a dollar or something like that, before the actual charge appears.
What is also possible is that the charges came from Philip Morris USA. If you have bought cigarettes or other tobacco products from a vendor that it accepts as its payment processor, “PMUSA” might appear in your statement. The company uses short words, so “PMUSA” should have the same value your tobacco product got, such as cigarettes or smokeless tobacco. It could very well be that, if it is not related to the tolling charge.
How to Recognize That PMUSA Charge?
Unsure of the nature of the PMUSA charge? Not an issue, let us go through the steps of discovering it. You can start by using the ParkMobile app or visiting their official website. Then just go to your parking and toll history and match the dates and amounts with what’s on your bank statement. In case you aren’t a user of ParkMobile, you can think if you have bought any tobacco products recently. Look through your receipts, either paper or in your email, and see if there is a name of Philip Morris USA. By the way, don’t forget that you might see some small pre-authorization holds, perhaps a dollar or two, which appear briefly before the real charge is recorded.
Is That PMUSA Charge Real or Suspicious?
A legitimate ParkMobile charge will coincide with the time and place you parked your car or with the location of a tollgate you passed through. You should also receive an email or an app notification which will allow you to confirm if the charge was correctly applied. A genuine Philip Morris USA charge would match the exact purchase amount spent at a store that sells their tobacco products. If the amount looks strange or you do not remember making those purchases, then it is certainly a warning sign. Consider the situation as you would any mysterious charge: check it for mistakes, ask your friends or family if they used your card, and be prepared to take action if you feel anything is wrong.
What To Do If You Don’t Recognize That PMUSA Charge?
But if that PMUSA charge is still somewhat suspicious, you can follow these steps. Among some of the activities, which you can consider are the following: Have a new look at the ParkMobile history once more and also check out your shopping receipts. Still have difficulties getting an answer? Be sure to get in touch with ParkMobile’s support team whom you can call by phone or drop a message to verify if a toll or parking fee transaction has been processed by them from your account. If none of this works, your only option is to contact your bank or credit card company. Tell the bank that the PMUSA charge is unfamiliar to you and that you want to dispute it. In case of a scam, they will be able to prevent the payment and assist you in sorting it out so that you will have your money back in your account.
