From the get-go, yes, we get it, this charge with a label of Cardmember Serv Web PYMT sounds all too weird and a bit confusing. And you’re here precisely to know what it means and why exactly is it showing on YOUR credit card or bank statement, right? Well, this isn’t anything sketchy or fishy and there is no scam going on with you, so don’t panic. See, this is something you see on your credit card statement when you simply pay your credit card bill online, that’s all. In most cases though, this charge is linked to a company named Elan Financial Services, but why? Oh, well, for now just know that this is the main pick of US Bank, Fidelity and many other credit card companies when it comes to working as a middleman to sort out the payment processing thing.
Where Does This Charge Come From?
As we pretty much gave it away in the intro section of this post before like what this charge is and where it comes from. Still, you see, this charge only pops up with a label of “Cardmember Serv Web PYMT” when you pay your credit card bill online. And don’t think like this Elan Financial Services company is a small one, nah, you see, we have seen that they team up with tons of banks and credit unions, like, over 1,300 of them, actually, you know, to run their credit card programs. So yes, they’re BIG, and there is nothing to worry about that some shady company is scamming you in some way. That’s just not the case here!
In the end, we’d say that yes, if you’ve got a card from US Bank or Fidelity, or maybe a smaller credit union like BluPeak or Mokelumne, it could very well be that behind the scene, it is actually this company that is the one processing your payments.
How to Check If It’s Real
Well, first of all, there is no need actually. But still, let’s say you want to confirm it by yourself, all you gotta do is just hop onto your credit card’s website or app, you know, the one you use to check your balance or pay your bill. And? Oh, well, look at your recent payments and see if the amount and date match up with what’s on your statement. If it does, then you’re good to go for the most part, but if you’re still not sure, what then? How about you call your credit card company or the bank people right away? That would be the most legit way to confirm whether there is a scam going on with you or maybe somebody has access to your credit card or not. Simple!
Though, if you have been checking on different forums about this charge, like what other people are experiencing, then you may have an idea by this point that not everyone sees this charge the same way, you know? In most cases, it is just a normal payment and they just freak out thinking that it is some scam of some sort. But you know now what is the actual case here, and now you don’t need to panic at all.
