A lot of people are out there confused about a specific charge on their credit card bill that just reads SPK SPOKEO SEARCH or something like that. Well, right off the bat, in the middle of this charge label, it says “SPOKEO” and if you know about this service then it might not be looking a strange charge to you anymore, right? Well, for those who do not have any idea of what this SPOKEO thing is, well, it is a look up website where you can get more details about a particular person, like their phone numbers, addresses, social media profiles or anything like that. So? Well, this service isn’t a free-for-all thing, nah, instead you pay for this service and that could very well explain why you’re seeing this charge pop up on your credit card bill. Simple as that!
Why Am I Seeing This Charge?
You see this charge when you use SPOKEO’s website to make a payment. You may have asked for more details about someone and paid for a detailed report. Like, we can assume at this point that you may have joined a membership that allows you to perform several searches each month. And just so you know, yes, these memberships cost about $20 to $70 per month, based on the type you select. At times people join accidentally while searching for free information and then the charge shows later.
How Can I Check If This Charge Is Real?
Well, just to know if the charge is valid and why it exists, try a few simple things here, and what are those? Well, nothing, just first go to the SPOKEO website at www.spokeo.com and sign in with your email address. If you have an account, look at your purchase history to see what you paid for, it may show a report purchase or a membership start. Check your bank or credit card statement to see the amount and date of the charge, and from there, you’ll get an idea of the legitimacy of this charge.
What If I Don’t Want This Charge?
If you see this charge and do not plan to pay it or no longer need it, you can stop it. But how exactly? Nothing too complex, like, if you have a SPOKEO account, sign in and find the “Manage Account” section. Click “Cancel” to stop the membership. After you cancel SPOKEO will send an email to confirm the cancellation and you will not pay a fee for ending it. Maybe you were just trying out their service and didn’t actually intend to buy their service, in this case, you can call your credit card company and dispute this charge, and they may get you a refund.
How Can I Stop This From Happening Again?
Well, it’s pretty simple actually, you see, before you sign up for anything on SPOKEO or another website, read the details carefully to see if a monthly charge applies. Sometimes, these kinds of websites make the user on purpose, and that’s just to sign them up with their premium plans, but if you’re careful enough, you can easily dodge that. And yes, check your bank or credit card statements each month to find any charges you do not recognize.
