A charge with a label like “CNSCBANKCARDSERVIC” doesn’t sound an easy one to understand like what it is and why it is there on your credit card or bank statement, don’t you feel the same way? Well, that’s precisely what a lot of people out there have been feeling about it because this same charge is popping up on so many people’s credit card statements. If you also don’t know what it is, then just know that in most cases, this code or label is related to a purchase made, likely an online one, and it was protected by a company named Charge Notification Services Corp., or CNSC for short. Usually, though, they’re a group that helps keep your card safe by sending you text messages about your transactions, and most of the people complaining about this label or charge are the ones who made some purchases at Target’s website, and that’s where this label popped up.
Why’s It Showing Up on My Bill?
Many of you have a real question, like if you made a purchase on Target’s app or website, then why doesn’t it say something like “Target” and instead it goes way too confusing of a path and shows something like “CNSCBANKCARDSERVIC”? See, basically, it’s there because CNSC sent you a text to double-check that the purchase was really you, and this double-checking stuff is why you’re seeing that charge on your bank statement. This is just a safety measure to make sure that the purchase made online was actually YOU. Though, this specific code will pop up on your bank or credit card statement whenever you make a purchase through Target’s app or website. Just remember that for now.
How Do I Know It’s Not a Scam?
Well, it’s just not! You see, if you’re someone thinking like “Is this charge real or did someone hack me?” Then, sure it is a good question! And there is a way you can confirm that, and how’s that? Well, to figure it out, look at the date and amount next to “CNSCBANKCARDSERVIC” on your statement. See, it’s pretty simple to confirm, like, just see if it matches something you bought recently, like that new shirt from Target? If it does, it’s probably fine and you’re good to go and nothing to worry about. But let’s say you still think it is a fake charge or somebody else is using your card, then you always have the option to call Target and confirm it that way. And if you strongly believe that your card was used by somebody else for this purchase, then just call your credit card company or bank people right away and let them know about it.
The Sneaky Twist You Didn’t Expect
A twist with this one? Oh yes, you see, first of all, this code doesn’t always tell you the store you shopped at. Nah! That’s not what it is about. Then what? Well, you see, normally, you’d see the shop’s name on your statement, which is how or what it is supposed to show, correct? But with “CNSCBANKCARDSERVIC,” it’s more about the security step than the store itself, so that’s why it sounds all too confusing. And to be honest, you’re not wrong in thinking that this is some shady or fishy transaction of some sort. We get it.
