Let’s say you’re an American Express credit card user, and just recently, you were checking your credit card statement and you saw something called “ADJ Redist Purchase BAL” there, and you literally have no idea what it is and why it is showing as a transaction on your statement. Right? Well, worry not though, there are actually so many people who have seen this same thing in their credit card statements, which is truly confusing for all of us. But don’t be because this is actually American Express working behind the scenes, you know, fixing some minor mistakes on your account, that’s all. It could very well be because of some transaction that was added twice by accident or maybe the amount was wrong, so now they’re fixing it. That’s precisely why you’re seeing something like ADJ Redist Purchase BAL there.
Why Did This Pop Up on My Card?
There isn’t enough information about it online, but some sources indicate that this is just a label that shows up when something goes kinda wonky with your transactions, that’s all! Like, for example, it could be that you bought something and then the store charged you twice actually. Or maybe, the amount was entered wrong for the transaction, and you disputed it right away, but it is now that you got a refund for it. All in all, for now, just know that often, American Express uses this “ADJ Redist Purchase BAL” thing to tweak your balance so it matches what you actually owe. Nothing sketchy or fishy is going on here, so don’t be worried about it all.
Do I Need to Do Anything About It?
Well, NOPE, you don’t have to do even a thing here, so just let it be. It is actually a completely normal thing, you know, it is just American Express doing their job. That’s pretty much it. Like, all you need to do is give it a couple of days, and it should sort itself out. The right details, like what you actually bought, will show up soon, so you can keep an eye out for that actually. But let’s say you’re still feeling way too confused, then you always have the option to call American Express directly and ask them about what it is, and they’ll surely be more than happy to help you out with that.
Fun Fact That Might Surprise You
Want to know something interesting that we found during the research of this post? Oh, well, some people out there think this might be tied to the American Express’s “Pay Over Time” option, you know like, where you can spread out big payments. The thing is, it’s not 100% proven, but it could be them adjusting how that works, so maybe it is true, but we don’t know for sure. All in all, we’d say that either way, it’s still just a normal fix they do, so just don’t panic, it’s all normal. So, next time you see this ADJ Redist Purchase BAL thing on your credit card statement, you’ll precisely know where it came from.
