Well, first things first, when you see a charge on your credit card with a label like “AAA ACG NE0069 EFT RCC,” you shouldn’t be freaking out right away. It is most likely a legit charge, and sure enough, as you can see at the very start of this charge label, it is actually generated by AAA, which is a big company already. But still, during our research, we saw a lot of people posting online about this charge with a lot of questions, and today, we’re here to answer some. Here we go then.
What Does This Charge Mean?
This kind of charge is just a typical example of the ones that come from the American Automobile Association (AAA). AAA is the most famous organization that offers the services of roadside assistance, travel planning, and insurance as well. Below is the way to understand it all:
- AAA ACG: It is the abbreviation for the auto club group of the American Automobile Association, which is the local operator of the services in Florida, Michigan, and other parts of the country.
- NE0069: It is an internal code used by AAA in their database. It’s not a code that belongs only to you.
- EFT RCC: It stands for an Electronic Funds Transfer Recurring Credit Card Charge, which is a type of automatic payment made from a bank account or credit card.
At times, the name Dearborn, Michigan, may be seen in connection with this charge, and the reason is that AAA’s headquarters are there. Most often, it is just the money for your annual membership being withdrawn automatically, without your intervention, as a renewal of your AAA subscription program.
Why Does It Show Up on Your Statement?
Most of the time, this type of fee is seen on your account when the auto-renewal of your AAA membership is triggered, so it is basically an annual renewal charge. Generally, when a person subscribes for AAA and enters the card details, the company sets an automatic renewal by default. Many people are not aware of this and forget about it, especially when they haven’t had any AAA activities for a long time.
In case you have stopped your membership or have not registered, then it might be an error on your account, or the least likely scenario, someone else is using your information.
How Much Is This Charge Usually?
Based on the information that people have posted online, the AAA fee can be different depending on the type of your membership (like basic or more luxurious) and your location. In general, it is between 60 and 200 dollars for a standard yearly fee. Thus, if you need to renew a basic membership, the cost of it should be estimated at around 61 to 69 dollars. In case you have a mid-level plan with a few extra features, the amount may be from 83 to 103 dollars. Moreover, if it is a premium plan or a family membership, the money can range from 140 to 202 dollars. There are also some people who speak about very high sums, such as 8000 dollars; however, these are most likely mistakes or closely related to insurance rather than to your regular membership.
